Honeymoon Funding Calculator

Calculate Your Honeymoon Contributions

Based on 2024 data: 62% of couples pay themselves, 18% get full parental funding, and 60% use mixed contributions

0% 15% 50%
0% 10% 30%

Enter values above to see your budget breakdown

Article Insight: Only 18% of couples get full parental funding. 62% pay themselves - often saving €200+/month for 14+ months.

When you’re deep in wedding planning, the honeymoon often feels like the sweet reward at the end of all the stress. But then comes the question: who pays for honeymoon? It’s not just about money-it’s about family expectations, personal finances, and what feels right for you two.

Twenty years ago, the answer was simple: the groom’s parents covered it. But today? That rule doesn’t hold up. Most couples are paying for it themselves-or splitting it in ways that make sense for their lives. And that’s okay.

It’s Not About Tradition Anymore

Old-school wedding etiquette books said the groom’s family paid for the honeymoon. The bride’s family paid for the wedding. It was a clear division. But those rules were built on a time when men worked, women didn’t, and families had more money to give. Today, many couples don’t have parents who can afford to pay. Or they don’t want to take money from them. Or they’re not close to their families. Or they’re same-sex couples, blended families, or living abroad. Tradition doesn’t fit everyone.

Here’s what’s actually happening now: according to a 2024 survey by The Knot, 62% of couples pay for their own honeymoon. Only 18% get full funding from parents. The rest get partial help-$500 here, $2,000 there. That’s not a gift. That’s a contribution.

Who Pays? The Real Options

There are five common ways couples handle honeymoon costs today:

  1. You pay for it yourself. This is the most common choice. Couples save for months or even years. Some cut back on dining out, delay buying a new car, or take on a side gig. One couple in Dublin I spoke with saved €200 a month for 14 months to afford their trip to Bali. No one gave them money. They earned it.
  2. You split it with your partner. If you’re both working, you might pay 50/50. Or you might split it based on income-someone making €60k pays 60%, the other €40k pays 40%. It’s fair, and it avoids resentment.
  3. Your parents chip in. Some parents offer to pay part of it. Maybe they say, “We’ll cover the flights, you handle the hotel.” Or they give you €1,500 as a wedding gift and say, “Use it however you like.” That’s not a demand. It’s a gift.
  4. You ask guests to contribute. Some couples set up a honeymoon fund on their wedding website. Instead of registry items, people give money toward flights or a resort stay. It’s not rude if you do it right. You don’t say, “Give us money.” You say, “We’re excited to start our life together and would love to travel. Any contribution toward our trip means the world.”
  5. You combine all of the above. Most couples don’t stick to one method. Maybe your parents give €1,000, you save €2,000, and guests chip in €800. That’s normal. It’s not a failure. It’s resourcefulness.

Why Parents Might Pay-And When They Shouldn’t

Some parents want to pay because they feel guilty they didn’t pay for the whole wedding. Or they see the honeymoon as an extension of their gift. Others do it out of pride-they want to show off their generosity.

But here’s the hard truth: if your parents offer to pay, they should never expect control. You don’t have to go to the destination they pick. You don’t have to stay at the hotel they pick. If they say, “We’ll pay if you go to Cancun,” and you want Bali, you say thank you and pick Bali anyway. Their money is a gift. Not a contract.

And if they can’t afford it? Don’t ask. Don’t hint. Don’t make them feel bad. A wedding gift doesn’t have to be financial. A handwritten note, helping with the guest list, or cooking meals for the week after the wedding? That’s just as valuable.

Wedding website showing honeymoon fund with cash jar and suitcase nearby

How to Talk About Money Without Awkwardness

Money talks are hard. But avoiding them is worse.

Start early. Don’t wait until two weeks before the wedding. Talk about it when you’re planning the guest list or choosing the venue. Say something like: “We’re thinking about where we want to go after the wedding. We’ve got a rough budget in mind, but we’d love to hear if you’d be open to helping out-no pressure.”

Be clear about what you’re asking for. Don’t say, “Do you think you can help?” That’s vague. Say, “We’re aiming for €5,000 total. If you’d like to contribute €1,000 toward it, that would mean a lot. But we’re totally fine if you can’t.”

And if someone says no? Don’t take it personally. They might be in debt. They might be retired. They might have other kids to help. Their answer isn’t about you. It’s about their situation.

What If You Can’t Afford a Honeymoon?

Not everyone can afford a two-week trip to the Maldives. And that’s okay.

Many couples are choosing “micro-honeymoons”-short trips, 3 to 5 days, close to home. A weekend in Galway. A cabin in Wicklow. A staycation with a fancy dinner and no alarms. The point isn’t the distance. It’s the time together.

Some couples delay the honeymoon. They get married, then save for six months and go in October. That’s not a failure. It’s smart. And it gives you something to look forward to after the chaos of the wedding.

Others use credit cards with 0% intro APR and pay it off over a year. That’s risky if you don’t stick to the plan. But if you have a clear repayment schedule? It can work.

Couple walking toward a simple seaside cabin at sunrise

What About Cultural Differences?

Traditions vary. In some cultures, the bride’s family pays. In others, the couple’s community pools money. In parts of India, families host a second reception after the honeymoon and cover the trip. In Japan, couples often save for years and pay out of pocket.

If you come from different backgrounds, talk about it early. Don’t assume. Ask. “How did your family handle this?” “What feels right to you?” You might find a blend that works-like a short trip to one family’s homeland, then a longer one to the other’s.

What You Should Never Do

  • Never guilt-trip parents into paying. “Everyone else’s parents paid for their honeymoon.” That’s not true, and it’s toxic.
  • Never hide the cost from your partner. If you’re spending €8,000 and they think it’s €3,000, you’ll have a fight later.
  • Never use your honeymoon fund to pay off wedding debt. That’s not a vacation. That’s a loan.
  • Never let someone else choose your destination unless you’re okay with it. Your honeymoon is your time. Not theirs.

Final Thought: It’s Your Story

There’s no right answer to who pays for the honeymoon. There’s only what works for you.

Some couples pay for it with cash. Some use savings. Some get help. Some go on a road trip instead. All of it is valid. What matters isn’t who wrote the check. It’s that you’re starting your life together-on your terms.

Don’t stress over tradition. Don’t compare your honeymoon to someone else’s Instagram post. Do what feels honest. Do what fits your budget. Do what lets you relax, laugh, and just be together.

That’s the real gift.

Do parents still pay for honeymoons?

Some do, but it’s no longer the norm. Only about 18% of couples get full funding from parents. Most get partial help-or nothing at all. Today, couples mostly pay for their own honeymoons, either through savings, income, or a mix of both.

Is it rude to ask for honeymoon money?

Not if you do it respectfully. Don’t demand. Don’t compare. Instead, mention it gently on your wedding website or during a quiet conversation: “We’re hoping to travel after the wedding and would be grateful for any contribution toward our trip.” Many people are happy to help when asked this way.

What if my partner and I earn different amounts?

Split the cost proportionally. If one person earns 60% of the household income, they pay 60% of the honeymoon. It’s fair and avoids resentment. You can also pool all income and treat it as shared money-what matters is that you both agree on the plan.

Can we skip the honeymoon entirely?

Absolutely. A honeymoon isn’t required. Some couples use the money to buy a home, pay off student loans, or start a business. Others take a staycation or plan a trip months later. What’s important is that you both feel good about the choice.

How much should we spend on our honeymoon?

There’s no magic number. The average honeymoon costs €4,000-€6,000 in Ireland, but many couples spend under €2,000. The key is to spend what you can afford without going into debt. A weekend getaway can be just as meaningful as a two-week trip abroad.